Portugal D7

The D7 allows you to live in Portugal without the need to find work.

The D7 allows you to live in Portugal without the need to find work

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Portugal, located in south-western Europe, is home to around 20,000 UK nationals and welcomes more each year. 

The country’s warm climate, as well as its beautiful beaches and scenery, make it an attractive place for foreign nationals to settle. British people often also find that the welcoming nature of Portuguese communities, as well the close relationship Portugal enjoys with the other European countries, add to the country’s appeal. Many British nationals live in places like The Algarve and also Lisbon.

If you want to make the move to Portugal, you will be pleased to know that the process of becoming a citizen is relatively easy – even with the UK’s recent departure from the European Union. 

If you would like to find out more about retiring to Portugal, read on. 

What is a Portuguese D7 Visa?

The D7 Visa, introduced by the Portuguese government in 2007, is also known as the Retirement Visa, or Passive Income Visa. It is one of several visa types to visit Portugal. 

The visa permits any non-EU/EEA or Swiss citizen to apply for residency in Portugal, provided that they have a reasonable passive income.

It is mainly popular amongst pensioners and entrepreneurs who want to live in Portugal, as well as retired foreign nationals or expats who live off of a recognised stable income.

Your income stream could come from a variety of places; real estate, royalties, or financial investments. To qualify, you will need to earn the minimum wage, which is determined by the Portuguese Government.

Why would you want a D7?

There are many benefits to the D7, not the least of which is the opportunity to live in Portugal with your family. Some of the main benefits are listed below:

  • You have permanent free entry 
  • You have access to circulate within the Schengen area
  • You can benefit from the Portuguese health care system
  • You can bring your family members with you.

What are the requirements for the D7 Visa?

The requirements are fairly simple. The main thing you have to do is prove you have a stable income that does not come from working in Portugal. As there is no fixed list of acceptable income streams, it can sometimes be difficult to categorically know if your own income source will be accepted. However, if you have a healthy and stable income, you are likely to be accepted. 

Other requirements are listed below:

  • Be a non-EU national
  • Have sufficient funds to support yourself during your stay in Portugal
  • Hold a clean criminal record
  • Be willing to reside for more than 183 consecutive days in Portugal
  • Show proof of a place to live in Portugal
  • Be willing to become a fiscal resident in Portugal.

Do you need savings before you go?

Yes. All applicants must also show that they have a minimum of 12 months of savings, amounting to a total of:

  • €8,460 for the first adult
  • €4,230 for second or more adults
  • €2,538 per child
You will also need to become a fiscal resident of Portugal. This means you will need a Portuguese bank account and an NIF number before you can apply for the D7 Visa. The NIF number – sometimes known as a Portuguese individual tax number – is a unique number used for tax purposes in Portugal.

What happens once you have your D7 Visa?

The residence permit, which is granted via the D7 Visa – can be renewed after one year for two successive periods of two years. It can then be converted into a permanent residence permit after five years. 

After five years of holding a residence permit, you can request Portuguese nationality. This can happen provided that you also meet the other Portuguese residency requirements. 

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